The real estate market is certainly starting to feel the shockwaves of the current government shutdown. However, not all lenders and loan types are impacted. FHA loans have been hit the hardest. As a result, some buyers have given up their search due to the inability for the government to process their loan. However, for lenders like Bank of England Mortgage, it’s business as usual, even in closing FHA loans and VA loans. The one caveat – buyers should be aware that USDA loans are not closing at this time if that type of loan applies to you.